SM
"Adobe kept charging me after I cancelled. Refunder told me exactly which dispute reason to pick and what to say. I called Chase and they reversed it in six days."
AI-powered dispute plans
Most chargebacks get denied. Yours won't.
Banks reject disputes that are filed wrong — not disputes that are weak. Refunder analyzes your case and gives you the exact plan, evidence list, and scripts to win.
14,000+ Americans got their money back with Refunder.
$2.1M recovered in the last 30 days. · Free to start.
$2.1M recovered in the last 30 days. · Free to start.
Works with
VISAMastercardAmerican ExpressDiscover
PayPalApple PayGoogle Pay
How Refunder works
Three steps. Two minutes.
Three steps. Two minutes.
You'll know exactly what to do.
No lawyers. No guesswork. A clear, personalized plan built on the rules banks actually follow.
Step 01
Tell us what happened.
Answer a few quick questions about the charge and what went wrong. Takes under two minutes.
Step 02
Get your winning strategy.
Refunder analyzes your case, picks the right dispute reason, and tells you exactly what evidence to gather and how to frame it.
Step 03
File it. Win it.
Follow the step-by-step plan: what to say, what to attach, how to submit. Everything is laid out for you.
What happened to you?
Every case type. One proven approach.
Whether it's fraud, a shady subscription, or a refund that never came — Refunder knows the right way to dispute it.
01 / Unrecognized charge
A charge you didn't make.
Something on your statement that doesn't belong. Refunder identifies the right dispute category and tells you exactly what your bank needs to see.
Check my case 02 / Refund refusedThey said no to your refund.
The company won't budge. That's fine — your bank has its own rules. Refunder shows you how to go around the company and win through your bank.
Check my case 03 / Scam or missing goodsYou paid. Nothing arrived.
Fake seller, missing delivery, or a product that's nothing like advertised. Your case is probably stronger than you think.
Check my case 04 / Unwanted subscriptionYou cancelled. They kept billing.
Subscriptions you tried to cancel, free trials that started charging, recurring fees you didn't agree to. These are some of the strongest cases to win.
Check my caseNot sure which one fits? That's fine.Tell us what happened — Refunder figures out the best approach.
Check my case · Free →
Why most people lose
The right approach vs. the common mistakes.
Banks follow a rulebook. When you know the rules, your odds change dramatically.
Common mistakes
- Call the bank. Say "I want my money back." Get denied.
- Google "how to dispute a charge." Open 20 tabs. Learn nothing useful.
- Pick the wrong dispute reason. Case closed before it starts.
- Submit weak evidence. Or no evidence at all.
- Miss the filing deadline. Money gone permanently.
- Give up after the first rejection.
With Refunder's plan
- Know your exact odds before you file anything.
- Get the right dispute reason — the one banks can't easily reject.
- A tailored evidence checklist for your specific situation.
- Word-for-word scripts for the bank call and follow-ups.
- Know your deadline and every step on a clear timeline.
- Know how to push back if they say no the first time.
Don't file until you know the right approach.One wrong move and your bank closes the case against you.
Check if I can win →
Results
Real people. Real money. Back in the bank.
DK
"A seller took my money and vanished. PayPal sided with them. Refunder showed me I could skip PayPal and go straight to my bank. Used the scripts they gave me — got every dollar back."
LR
"Amazon swore my package was delivered. Refunder gave me the exact words and evidence list for my bank dispute. I followed the steps — won in eleven days."
Your case could be next.Free to start — see how strong your case is before you file.
See my odds · Free →
Trust & security
Built for people, not lawyers.
🔒
Bank-level encryption
Your data is encrypted the same way your bank does it — in transit and at rest.
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We never sell your data
No ad networks. No data brokers. Your transaction details stay private. Ever.
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No bank login needed
We never ask for your card number or banking password. We build your plan from what you see on your statement.
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Based on real bank rules
Every plan is built on the rules Visa, Mastercard, and Amex actually use. Not random internet advice.
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Every major US bank
Chase, Wells Fargo, Bank of America, Citi, Capital One, Amex, Discover, credit unions. All covered.
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Real humans when you need them
Stuck on a step? Real people answer within hours, not business days.
Do you guarantee I'll get my money back?
No — and anyone who does is lying. Whether you win depends on your bank, your evidence, and the rules Visa and Mastercard follow. What we do is give you the best possible shot: the right dispute reason, the evidence checklist, and a step-by-step plan.
My bank already said no. Is that the end?
Not even close. A first "no" is rarely final. Many people win after getting turned down — usually because they came back with better evidence or filed under the right rule. Refunder shows you exactly how to push back.
How is this different from just calling my bank?
Your bank tells you what happened. Refunder tells you what to do about it. Most people call without the right evidence or the right words and get denied. We give you the exact script, the evidence list, and a step-by-step plan.
How much does it cost?
Free to start — you see your case strength and what you need before you pay anything. Full plans start at a flat fee. No percentage, no hidden charges, no "pay us when you win" tricks.
How long does the whole thing take?
Getting your case review takes under two minutes. Getting a decision from your bank usually takes 5 to 45 business days. We tell you what to expect upfront.
Do I need a lawyer?
For anything under $5,000, almost never. Refunder gives you everything you need to do it yourself.
Two minutes. Zero risk. See your odds.Find out how strong your case is before you pick up the phone.
Get my free dispute plan →
That charge doesn't
have to stay. Fight it.
Two minutes. Free to start. See your case strength and get your plan.
Check my case now →Free case review · Flat-fee plans · You file it yourself · Not legal advice